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Joined 2 years ago
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Cake day: April 24th, 2024

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  • So uh… I had to look up the term ‘CJ Degree.’

    … Criminal Justice.

    As in… learn ‘industry practices’ to be qualified as a corrections officer (jail/prison guard), private detective, cop, paralegal, etc.

    The first thing that came up was a particular college’s course overview and goals checklist… one of the goals was …

    Attend a financial literacy workshop.

    So not only is this person a moron, not only is this person in all likelihood a prison guard, not only did they go to college to become a prison guard, they shouldn’t have even graduated with their degree.

    As a person from a white trash neighborhood, who got real degrees, first in the family to go to college… I have not gotten white trash vibes this strong in quite a long time.





  • Throwing on some more extremely rough math:

    Assume the average person lives 80 years.

    Assume they start working at 20, and retire at 65.

    Average out $4.4 mil over 45 years for an average yearly income their entire working life of…

    $97,777.77

    Ok, now check that against this:

    https://www.omnicalculator.com/finance/us-income-percentile

    And you get 83rd percentile, alternately stated as you have to be in the top 17% of Americans, by income.

    Now again this is quite rough and the most obvious challenge to this math is that these estimated costs seem more to be for households, not individuals.

    Well, ok, then if you go by household total income if $97k, this is the 65th percentile of households, ie, top 35% of households.

    But to that one can counter that divorce rates are still climbing, and according to BLS, only about half of married households have both partners working.

    https://www.bls.gov/news.release/famee.nr0.htm

    … So basically the American Dream™ only exists for something around a quarter-ish of Americans, and of course half of that quarter would basically be considered quite wealthy.